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Compensation for Rider Injured When Bikes Spooked Her Horse

A horse rider has secured compensation for the injuries she suffered when she fell from her horse after the animal was frightened by the sound of two motorbikes revving their engines.

The woman was on her way back to the yard with her stepson when a motorbike came alongside her horse. The horse was spooked by the sound of the engine revving and galloped down the road. She managed to stop the horse, but a second bike appeared as she called to her stepson, also revving its engine. Her horse became even more startled and she came off, breaking her upper arm.

She spent eight weeks with her arm in a sling, but it failed to heal and she had to undergo an operation to have the bone plated and pinned. She also experiences problems with her neck and shoulders.

As the motorcyclists had not stopped, she thought she would be unable to claim compensation until a family member read about the Motor Insurers' Bureau (MIB), which exists to compensate the victims of accidents where the motorist responsible is uninsured or cannot be traced. She obtained counselling and physiotherapy, which was paid for by the MIB, and her claim has subsequently been settled in full.

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